Your #1 Source For Everything Under Construction

Credit and Finance

Heavy Equipment Finance and Credit

Some construction projects are more urgent than others; that’s just the nature of the industry. At Groff Tractor & Equipment, we understand that sometimes you’ll need to access payment options quickly; that’s why we offer some of the most competitive heavy equipment financing and credit options in the industry for our equipment.

Whether you need construction equipment, paving equipment, or specialty machinery for your next project – don’t let your finances slow you down. As your #1 source for everything under construction, Groff Tractor wants to ensure that you are able to get the heavy equipment you need exactly when you need it.

Our terms and rates are competitive because we understand that equipment purchasing and rental is a pressing matter. Some of these terms and rates for purchasing could include:

  • Small down payments
  • Skip payments
  • Delayed first payments
  • Balloon payments
  • Extended payment terms

There are several advantages to leasing your equipment through Groff Tractor, including:

  • Low upfront payments
  • Low monthly payments
  • Newer equipment reduces maintenance costs

First, take a look at our wide variety of equipment and accessory options. Then, once you‘re ready to purchase or rent your equipment, contact our Heavy Equipment Finance and Insurance Manager, Ellen Savastio. We are more than happy to discuss our competitive financing options with you. We can provide lending sources for both financing and leasing for both new and used equipment.

Call today to start discussing credit & financing!

(717) 591-3191
Are you ready to apply for financing? Download the application below, fill it out, and email the completed application to to get started!


Remit all payments to:
Groff Tractor
6779 Carlisle Pike
Mechanicsburg, PA 17050

CNH Credit Line

Credit & Financing

Do you have a CNH Industrial Capital Productivity Plus Account?
It’s a great way to establish a dedicated credit line for parts, service, rental and accessory purchases at Groff Tractor.

CNH Industrial

  • No interest charged when you pay the balance in full each month
  • No annual fee
  • Minimum grace period of 25 days
  • Flexible repayment terms
  • Special promotions
  • Easy to read monthly statements

Convenient 24/7 Online Account Management:

CNH Productivity Plus Apply Today

CNH Productivity Plus Registration

*Terms and Conditions apply. Subject to credit approval. Contact Groff Tractor & Equipment for details.

©2020 CNH Industrial Capital America LLC. All rights reserved. CASE, CNH Industrial Capital and Productivity Plus are trademarks registered and CNH Industrial Parts & Service is a trademark in the United States and many other countries, owned by or licensed to CNH Industrial N.V., its subsidiaries or affiliates. Productivity Plus is licensed or sublicensed to Citibank, N.A. in the United States and to Citi Cards Canada Inc. in Canada